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Stamp duty is banded, and investors pay surcharged rates: an extra 5% on every SDLT band for additional properties, Scotland's 8% Additional Dwelling Supplement, and Wales's separate higher-rate LTT table. Enter the purchase to see the tax due.
Buy-to-let purchases and second homes pay the higher rates.
Non-UK residents pay a 2% surcharge on SDLT in England & Northern Ireland.
effective rate 6.0%
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Illustrative only — not advice or an offer of finance. Rates and criteria vary by lender.
This calculator is for illustrative purposes only. It is not advice, an offer of finance, or a quotation. Actual figures vary — always seek professional advice before committing to a purchase or loan.